Specialized Insurance for Nonprofits and Professional Liability
PTMspecialty.com
From affordable insurance for nonprofits and 501(c)(3) organizations to wholesale E&O solutions for retail agents, PTM Specialty provides coverage designed to fit unique risks with expertise and speed.
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Specialty Insurance Programs
Tailored protection for mission-driven organizations and professional liability risks.
Insurance for Nonprofit Organizations & 501(c)(3)
Nonprofit organizations face unique challenges, from fundraising complexities and limited budgets to governance responsibilities and compliance requirements. Every decision, from board meetings to community programs, carries risks that can impact both your mission and reputation. That’s why having the right insurance partner is essential.
At PTMSpecialty.com, we specialize in creating insurance solutions designed to protect mission-driven organizations from both common and unexpected risks. We understand the nuances of board dynamics, volunteer liability, event exposures, and grant compliance. With us, you gain more than coverage—you gain a partner committed to keeping your organization safe, sustainable, and focused on what truly matters. You focus on your mission—we’ll protect your foundation.
Coverage That Aligns With Your Mission
Tailored for nonprofits and 501(c)(3) organizations: General Liability, D&O, Professional Liability, Cyber Liability, and more. We close the gaps before they become problems, so your mission never stops.
Risk Management That Scales With You
From small community groups to national advocacy organizations, we grow with you. No cookie-cutter plans—just guidance and coverage that evolve as your mission expands.
Compliance & Funding Protection
Grants and government funding often require proof of insurance. We keep you compliant with policies that meet requirements—without unnecessary costs. Insurance should open doors, not block them.
Advocacy & Affordable Solutions
When claims arise, we’re your frontline advocate—resolving issues quickly and protecting your reputation. With scalable, budget-friendly policies, you get strong protection without financial strain.
Wholesale E&O Insurance
Your Partner in Wholesale E&O Solutions
Placing Errors & Omissions coverage can be one of the most challenging parts of an agent’s job. Niche industries, unique exposures, and prior claims often push accounts outside the reach of standard markets. That’s where PTMSpecialty.comcomes in.
We partner exclusively with retail agents to deliver wholesale E&O solutions that are fast, competitive, and backed by A-rated carriers. With streamlined submissions, access to specialty markets, and a wholesale-only commitment, we make it easier for you to win tough accounts and keep your clients protected.
Coverage That Fits the Profession
We provide E&O coverage for a wide range of professions: accountants, consultants, real estate, marketing, tech, and more. Streamlined applications, clear exclusions, and responsive underwriters mean quick answers and reliable protection.
Wholesale-Only Commitment
We never compete with retail agents. Your clients remain your clients—always. Our role is to deliver the markets, expertise, and speed you need to win accounts and build lasting relationships.
Access to Specialty Markets
When standard carriers can’t place a risk, we step in. With strong relationships across Lloyd’s, surplus lines, and domestic carriers, we find homes for tough E&O accounts—even with prior claims or niche exposures.
Compliance & Renewal Support
We provide binders, COIs, and compliance-ready documents to support your sales. Our team tracks renewals and policy changes, helping you retain accounts while keeping clients protected year after year.
Learn More About Us
Your trusted Partner
Paul T. Murphy Insurance Agency was founded in 1988 with one goal in mind: to be a full-service insurance agency dedicated to outstanding customer service and maximizing coverage for our clients.
PTMspecialty.com is part of Paul T. Murphy Insurance Agency—extending our expertise into specialty markets like nonprofit insurance and wholesale E&O programs, so we can deliver the right coverage wherever it’s needed.
With PTMSpecialty.com, you get more than a policy—you gain a partner who truly understands nonprofits and professional liability. We don’t just offer insurance; we provide guidance, expertise, and protection designed for the unique challenges you face. Our team connects you with top-rated carriers and delivers coverage tailored to your mission, your business, and your future. Whether you’re safeguarding your organization, your staff, or your reputation, we make sure you have the right protection in place so you can focus on what matters most: making an impact.
Count on PTMspecialty.com for Tailored Insurance Programs
Rely on Cunningham Associates Insurance for local expertise.
At PTMspecialty.com, we don’t just sell insurance, we protect what makes your organization thrive. Nonprofits and professionals face daily risks: board decisions, volunteer liability, cyber threats, and compliance requirements. One gap in coverage could put your mission or business at risk.
That’s why we provide tailored, affordable protection that keeps you moving forward. From 501(c)(3) organizations to wholesale E&O solutions, our team makes sure you’re fully covered—so you gain more than a policy, you gain a partner.
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